April 2024 PIANC News

April Member Spotlight: Keith Hayes

How did you get into the insurance business?

I was getting out of the Navy after a 10 years of service.  My discharge date was in the first part of 2002, not that long after 9/11, which meant a poor job market/economy.  At the time, my Father in Law owned an insurance agency, and invited me to get licensed, and the rest of it is history.  I’m still employed at the same agency since then!

How has your career benefited from being a member?

I think, for me, it has been the opportunity to network with other insurance professionals, whether it’s on the agency side, or carrier/brokerage side.  Also, while serving on the board for the PIA of NC, we, as a board, had a lot of challenges to overcome and to learn about ourselves.  I think, as a whole, all of it was a great experience to learn and grow personally and professionally.

What would be the theme song of your life right now?

With the current insurance market today?  Under Pressure by Queen & David Bowie

Who/what inspires you?

I think those that inspire me most are those that have a bad day, or two, or three, but keep going and moving forward with their job, life, families, etc.  Not every day is going to be an easy one, but to be successful, you have to deal with the now and plan for the future.

What do you love the most about your job?

Being able to help people with a subject most find to be foreign.  Helping them to find the right coverage for them as an individual, or business.  No two families or businesses are the same, so each requires a different level of care or help to best allot their insurance budget appropriately.

What are you reading or listening to?

At the time, nothing, other than the occasional article.  I have been studying for another designation program I’ve been working on.

KHayes

Keith R Hayes, AAI, CPIA, CRIS, MLIS, TRIP

Vice President, Jake A Parrott Insurance Agency Inc

 

NMHM_logo_socCard

"April is National Minority Health Month (NMHM), a time to raise awareness about the importance of improving the health of racial and ethnic minority communities and reducing health disparities. Learn more about NMHM.

Join NIMHD, our partners across NIH, and the HHS Office of Minority Health (OMH) to Be the Source for Better Health as we share resources to improve health outcomes through our cultures, communities, and connections."

PVA-Acronym-Logo-COLOR

April is PVA Recognition Month:

"PVA was founded by a band of service members who came home from World War II with spinal cord injuries. These wounded heroes made a decision not just to live, but to live with dignity as contributors to society.

Since 1946, Paralyzed Veterans of America has been on a mission to change lives and build brighter futures for our seriously injured heroes. We’ve had a single-minded mission—to empower our brave men and women to regain what they fought for: their freedom and independence."

Utica-logo

Consider These “Best Practices” when Navigating the Hard Market

 

Agencies around the country are reporting a wide range of issues due to the hard market – including increased premiums, reduced capacity, restrictive policy terms, and stricter underwriting from the carriers.

 

 

{click to read the full article}

 

Floodplain Education

The National Flood Insurance Program (NFIP) is a Federal program, established by Congress in 1968, that allows property owners to purchase federally-backed flood insurance within communities that participate in the program.  In return for this insurance protection, participating communities implement floodplain measures to reduce flood risks to the new development.  Through this program, Federal Emergency Management Agency (FEMA) and participating communities are able to reduce future flood losses.

See additional information at the links below.

2404NCRenewals-news

PIANC Membership

PIA is your resource to help your agency grow and prosper.  We provide quality education, effective advocacy to protect your agency and our industry, networking and leadership opportunities, as well as insurance coverages for your agency.

PIANC offers four types of membership:

  1. Agency Main
  2. Agency Branch
  3. Additional Voting
  4. Retired
jobs board

Postings are free for PIA members.

Advertise with PIANC

2024 Course Schedules

Select the graphic or button to learn more and register.

E&O

Ethics

CPIA

From PIA National

Cyber Security Insurance

PIA Partners with Propeller

PIA is proud to partner with Propeller to offer a fully automated, instant issue surety bond solution.

 

By offering a white-labeled surety bond platform backed by "A" rated carriers, Propeller makes it easy to search for, purchase, and distribute bonds while earning a competitive commission and growing your surety revenue through a lead generation-based model.

 

Agency Perks:

  • 30% Commission on all bonds, new and renewal: Contract, Commercial and Fidelity.
  • Performance Plus Program offering up to $1MM in credit-based underwriting for Contract Bonds.
  • Book Roll Bonus Program providing agents a large bonus in addition to the 30% commission on bond purchases for rolled books of business.
  • A library of 7,000 bonds available with dozens more being added each month.
  • Free access to technology, surety markets, and surety experts allowing your agency to become a great bonding resource overnight.
  • An MGA licensed in all 50 states.
PIA Propeller

PIA Partners with Ascend

From billing to premium financing to distribution of commissions and carrier payables -- PIA and Ascend have you covered! 

 

Free to Use - No Subscription Fees:  let your customers decide how they want to pay - Credit/Debit Card, ACH, Wire

 

One-Click Premium Financing:  automatically built into the checkout experience without any extra back and forth.

Instant Commissions:  receive your commissions in 24 hours.

Simplify Carrier Payables:  minimize time spent figuring out commissions and carrier payments.

Full Transparency:  get notified when clients pay and markets are funded.

PIA Ascend

Introducing Winning@Customer Retention

Demonstrating the value of working with an agency is key. That’s where Winning@Customer Retention comes in. It's a new program from the PIA Partnership designed to help agencies improve customer service and retention. We’ve pulled together resources to help track client retention rates, segment, and communicate with customers.

The program puts spotlight on technology and solutions that play a big part in improving customer communications, referrals, and enabling agencies to select the right solutions and be proactive. Winning@Customer Retention includes a mix of online materials and tools and in-person and virtual sessions and events.

IMG_4046

In the event of cyber business interruption, insurance covers loss and costs in excess of normal operating expenses required to maintain the business and restore operations.

PIA National is happy to introduce the PIA 401(k) Program. It is a turn-key, low-cost solution for agency owners and their employees and performs over 90% of administrative tasks by becoming your retirement department support team.

The PIA 401(k) Plan provides what employees want and what independent agents need to deliver it, in an efficient and cost-effective way.

AgentExperience_Woman_FB

In an increasingly virtual world, it’s critical that you know how to build relationships online. That’s why PIA National has launched its latest member benefit, The Agent Experience.

"We’ve built this tool to expand your views about building relationships in a virtual world—and to provide access to resources that will help."

2024NCActionPartners

”Here men from the planet Earth first set foot upon the Moon. July 1969 AD. We came in peace for all mankind."

Neil Armstrong